Frequently Asked Questions

Do you offer free consultations?

Yes, we do. The initial consultation with an attorney is free. During the consultation, we will discuss your situation and options for filing bankruptcy. We will discuss the process for filing and the fees and costs of filing.

How much does it cost to file bankruptcy?

   The attorneys fees depend on the type and circumstance of the case. The cost of the fees will be discussed at the initial free consultation. Chapter 7 fees do have to be paid before a case is filed; but most of the Chapter 13 fees can be paid through the payment Plan. The court cost to file Chapter 7 is currently $338 and for Chapter 13 is $313.00. In certain cases the court costs can be paid in installments or waived. The attorney can discuss those options with you.

How often can I file bankruptcy?

·     You can file a Chapter 7 once every eight years. If you have already filed Chapter 7 within the last eight years, you may still be able to file a Chapter 13 payment plan.

How can I stop a wage garnishment?

·     Filing a Chapter 7 or Chapter 13 will immediately stop a wage garnishment for a court judgement or tax lien deduction. Bankruptcy cannot stop a wage deduction for child support or other domestic support obligation.

Can I keep my house and car if I file bankruptcy?

·     In Chapter 7, you can keep a house or car up to a certain value. If you have a mortgage or car note, you will need to be current with the payment in order to file Chapter 7. If you are behind on the payment, you can file Chapter 13 and propose a plan to catch up on the payment.

What Can Bankruptcy Do For You?
Filing bankruptcy can give you protection from your creditors and can give you the opportunity to discharge your debt.
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Office Locations
6240 Hamilton Ave
Ste. 5 Cincinnati
Ohio 45224

Phone: 513-621-7902
Fax: 513-621-6402
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We are a debt relief agency. We help people file for relief under the bankruptcy code.
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